Your Money, Your Wealth
ਚੈਨਲ ਵਿਸਥਾਰ
Your Money, Your Wealth
Making fun of finance. A "Top 10 Personal Finance Podcast" and "Top 12 Retirement Podcast" (US News & World Report, 2023). One of the "10 Best Personal Finance YouTube Channels" (CardRates, 2023). “Best Retirement Podcast With Humor” (FIPhysician, 2020, 2021, 2022, 2023). Learn strategies that can h...
ਹਾਲੀਆ ਐਪੀਸੋਡ
546 ਐਪੀਸੋਡ
Where Should You Take Retirement Money First If You’ve Saved $2M? - 551
We’re playing “which comes first” today on Your Money, Your Wealth® podcast number 551 with Joe Anderson, CFP® and Big Al Clopine, CPA. “Retired G-Man...
Is Your Roth Conversion Timing All Wrong? (Financial Blunders) - 550
Joe and Big Al spitball on how to avoid screwing up the timing of your Roth conversions, today on Your Money, Your Wealth® podcast number 550. Barrie...
What Retiring With $6 Million Really Looks Like - 549
Today on Your Money, Your Wealth® podcast number 549 with Joe Anderson, CFP® and Big Al Clopine, CPA, a comment on one of our YouTube videos sparks a...
Is Financial Software Giving You False Retirement Confidence? - 548
Wendy and Joe in Colorado ran the numbers, and their financial planning software says they'll have over $10 million when they pass. Wendy's wondering...
Roth Conversions: When to Make 'Em, When to Take 'Em - 547
A YMYW listener from Missouri and his wife are retired at 69 and 67, with less than $2 million dollars. Should they continue converting retirement sav...
How to Accomplish Your Retirement Goals - Even Without a Fat Wallet - 546
We heard your feedback, and today on Your Money, Your Wealth® podcast number 546, Joe Anderson, CFP® and Big Al Clopine, CPA are spitballing retiremen...
What The New Law Means For Your Roth IRA! - 545
One Big Beautiful Bill is now law. How does it impact your Roth conversion strategies and other financial decisions? Plus, you may have seen or heard...
What's the Tax Triangle and How to Find Out if Yours is Lopsided - 544
You’ve heard Joe and Big Al talk about the benefits of tax diversification in retirement. That is, having money in tax-deferred, tax-free, and taxable...
Can You Retire at Age 57 and Spend Big? - 543
Is it possible, common even, to spend a lot early in retirement to celebrate your financial freedom? How do Roth conversions and withdrawals work if y...
Are You Cutting Retirement Too Close? - 542
"Rubble and Skye" in Minnesota want to spend $65,000 a year in retirement, and they’ll have $67K in annual fixed income. Are they cutting it too close...
Are These Millennials Saving Enough to Retire Before 60? - 541
Pam and Jim in Phoenix are 38 and 41 and want to retire at 59 and 62. Matt and his wife in Pennsylvania are both 39 and want to retire at 57. Are thes...
Smart Strategies to Retire Early and Spend More - 540
Can Beth and Rip retire early, spend more, and Die with Zero? When should they claim Social Security? Forrest and Jenny have 10 rental properties at a...
Where to Invest for Pre-Retirement and a GO-GO Lifestyle? - 539
Roger in Canton, Ohio, is burnt out. Can he and his wife Jane pre-retire next year in their mid-50s with $2.8 million? Joe and Big Al spitball on whet...
How Much Money Do You Need to Retire in 2026? - 538
George and Weezy in the land of Lincoln will have deferred compensation and wonder if they can retire in mid-2026, or even earlier. Will they have eno...
Asset Location, Investing Property Sale Proceeds, and Maxing Tax-Free Retirement - 537
You’ve got your tax-free Roth accounts and your tax-deferred retirement accounts. Should you invest the same way in each? Kevin in Denver wants to kno...
Social Security vs. Pension No More - 536
If your pension impacted your ability to collect Social Security benefits, 2025 is a very good year for you and your spouse. The Windfall Elimination...
When Do Roth Conversions STOP Making Sense? - 535
Ryan in Texas is in the 32% tax bracket. Where should he save for retirement so he’ll be in a lower bracket? Should Weronika in Texas pay the taxes no...
Roth Conversions vs. IRMAA, Using Retirement Funds to Pay the Mortgage, Retirement Spending Plan - 534
Ralph and Alice in Monument, Colorado have $4.6 million dollars saved at ages 63 and 58. Should they do Roth conversions? How do they avoid IRMAA? Mar...
Early Withdrawals, Tech Stocks vs. International, Annuities, ESOP and NUA - 533
Before she retires next month at age 52, Rowan in Georgia wonders how to maximize growth in her IRA, which will be funded with 72(t) early retirement...
"The Payoff is Huge": Jonathan Clements’ Final Initiative to Empower Lifelong Savers - 532
Imagine being told you only have 12 months to live. What would you do with your time? Today on Your Money, Your Wealth podcast number 532, Big Al Clop...
Tariffs Killed My Portfolio. Should I Claim Social Security Early? - 531
Tariffs killed Carl’s investment portfolio and left him wondering if he should claim Social Security early. Joe Anderson, CFP® and Big Al Clopine, CPA...
Portfolio Drift, Avoiding Capital Gains, and a $6M Retirement - 530
What should you do when the asset allocation of your retirement portfolio drifts? Joe Anderson, CFP® and Big Al Clopine, CPA spitball on rebalancing f...
When to HOLD OFF on Doing Roth Conversions - 529
John in Boston is in the 32% tax bracket. Should he do Roth conversions? Flight Deck Dad and Irish Girl in Pensacola have a lot of tax-free pension in...
Retirement Savings: When to Take Your Foot Off the Gas - 528
You’ve been jamming money into your retirement accounts for years now. When is it okay to slow down? Joe Anderson, CFP®® and Big Al Clopine, CPA spitb...
Taxable Income, Dividends, Roth & SMA: What's Missing in Your Early Retirement? - 527
What are the pros and cons if Chip uses the money in his taxable brokerage account for early retirement income? Jack and Sally ask Joe and Big Al to s...
Roth IRA is "The Greatest Account Ever" Per Ed Slott. But Why? - 526
Just about every week here on YMYW, Joe and Big Al talk about converting your retirement savings to Roth accounts. But why? What’s the big deal? Today...
Risks Threaten Retirement. Rewire Your Plans - 525
Tariffs, inflation, healthcare costs... how do you shift from saving to spending in retirement while managing risks like these? Jamie Hopkins is a CER...
Will the Tax Cuts and Jobs Act Be Extended? - 524
Will your taxes go up? Stay the same? Go down, even? Jeffrey Levine is Chief Planning Officer at Focus Partners, Professor of Practice in Taxation at...
These Three Investments Make for a Happier Retirement - 523
What are the three predictors of retirement happiness? Dr. Michael Finke, CFP® from the American College of Financial Services tells us what his resea...
Choosing Your Retirement Income Style and Top 5 Ways to Manage Market Volatility - 522
What is your retirement income style? Dr. Wade Pfau, CFA, RICP®, is the co-founder of RISAprofile.com, providing investors with retirement income styl...
What’s the Future of Social Security Under the New Administration? - 521
What does the future hold for your Social Security under the new Trump administration and Elon Musk's DOGE, the Department of Government Efficiency? N...
Haven't Yet Saved a Million. Can We Still Retire Early? - 520
Martin and Caterina in Green Bay are in their 40s and haven’t yet saved a million bucks. Are they on track to retire at age 58? Can Piggie and Kermit...
What's a Safe Withdrawal Rate in Retirement? (So You Won't Run Out of Money) - 519
How much do Nick and Nora in Pittsburgh, and Doc Mc Muffin and her Mr. in Minnesota, need to have saved, and how much can they afford to spend in reti...
Should You Switch Retirement Contributions to Roth? - 518
Is it better to save for retirement in traditional 401(k)s and IRAs, or in Roth accounts? That’s today on Your Money, Your Wealth® podcast 518 with Jo...
0% Capital Gains Tax vs. Roth Conversion vs.... a Cruise? - 517
Should Nancy in Washington take out a 401(k) loan and invest it in her brokerage account to catch up on saving for her retirement? When Joe and Big Al...
Mutual Funds vs. ETFs, Bonds to Bourbon - 516
What are the benefits and differences between exchange-traded funds and mutual funds? Mike in Colorado wants to know. How should Lauren in Florida app...
Financial Planning for Marriage, Separation, and Singlehood - 515
Financially speaking, should Old Bear in Northern Kentucky marry his Honey? How should Sebastian in Virginia navigate the financial aspects of his sep...
Deferred Comp, Roth Strategies, Asset Protection (and Gold) - 514
Mike and his wife in Tampa are 39 and 36, they’ve got nearly a million bucks saved. Are they on track for retirement? Kate in California is 55 and hop...
I Work in a Toxic Office. Can I Retire Early? - 513
Today on Your Money, Your Wealth® podcast 513 with Joe Anderson, CFP®, and Big Al Clopine, CPA, YMYW listeners in their 40s are ready to call it quits...
Choosing the Right Investments for You - 512
What is the risk with BDCs, or business development company funds? Edward in Illinois wants to know. Do Pebbles and Bam Bam in Kentuckystone have too...